Frequently asked questions

Straight answers on how property funding works with Property Funding Co.

By product

Questions about a specific loan?

Jump straight to the common questions for any of our funding solutions.

FAQs

About Property Funding Co.

Yes. We maintain relationships with non-bank lenders and private capital providers, so we can match each deal to the lender most likely to fund it.

We work with specialist non-bank lenders and private capital providers, as a commercial broker, to help clients secure funding that aligns with their objectives and timeframes.

Approvals and speed

It all depends on the situation. Some approvals run start to finish in only a few days.

With a clear understanding of the situation and your documents ready to go, the process can move very quickly.

Eligibility

Yes. Many lenders offer solutions for self-employed borrowers and complex income structures.

Subject to lender requirements and the specific regulations, SMSFs may be able to access property finance solutions.

Yes, very possibly, but it will depend on the lender's policy. Many of the lenders we work with will look past bad credit if the property and the exit are sound.

Security and LVR

Most facilities require residential, commercial or investment property as security.

We can consider residential, commercial, industrial and land as security. See our LVR & Borrowing page for more.

It depends on the property, its location and your exit strategy. Try the calculator on our LVR & Borrowing page for an indicative amount, then send us your scenario and we will confirm what is achievable.

Products and loan terms

A second mortgage sits behind your existing first mortgage, secured against the same property. Read more on Second mortgage loans .

Bridging loans provide short-term finance when you need to complete a property transaction before receiving funds from another source. Read more on Bridging loans .

Loan terms depend on your specific situation, so please enquire to find out. We are flexible and our rates are very competitive.

Yes, no problem. Enquire and we will come back to you as soon as we can.

Yes. This is one of our loan solutions. Read more on Construction loans .

Yes. Home equity loans are a great way to put the equity in your property to work, for a business or investment purpose. Read more on Home equity loans .

Question not answered here?

Ask us directly. Send your scenario and we'll come back with indicative terms. Prefer to talk? Call us directly.

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