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A specialist will contact you as soon as possible. Prefer to talk now? Call 1300 986 166.
A home equity loan lets you unlock the value built up in your property and put it to work, without selling the asset.
A home equity loan lets you access the value built up in your property without selling the asset. Whether you are acquiring another property, funding a business opportunity, financing works on an investment property or consolidating business debt, a home equity loan provides flexible access to capital that is already yours, locked up in the property.
A home equity loan unlocks and releases the equity tied up in your property: the more equity you hold, the more you can borrow.
Equity is simply the difference between the fair market value of your property and any existing mortgage or loan secured against it.
Access capital without selling the property.
Competitive, property-backed funding options.
Loan structures shaped to your purpose.
Fast approvals available where the equity is clear.
A clear path from your first enquiry to funded.
Tell us the property, any existing mortgage and how much equity you want to release.
We confirm the equity available, match the right lender and present indicative terms to review.
A valuation is ordered, documents are prepared and the facility settles.
You service the loan on the agreed terms for the life of the facility.
Clear the loan from a sale, a refinance or your planned exit.
On full repayment the security is discharged and the title is clear.
Answers to the questions we're asked most often.
They are closely related. If you already have a loan secured against the property, a home equity loan effectively sits behind it like a second mortgage. If the property is unencumbered, the same funding can be arranged as a first mortgage. The right structure depends on what is already secured against the asset.
It depends on the property and the lender, but many borrowers can access up to around 80% of the property's value, and more in some scenarios. The more equity you hold, the more you can typically release.
We structure finance around the asset and the exit, not a rigid credit box.
Non-bank lenders and private capital providers, not one balance sheet and not one set of rules.
We structure funding around the asset and the exit, by people who understand property.
Built for borrowers who need certainty and speed when an opportunity will not wait.
Solutions shaped to your scenario, not forced through rigid bank criteria.
Share the deal and we'll come back with indicative terms, usually within 24 hours. Prefer to talk? Call us directly.
A specialist will contact you as soon as possible. Prefer to talk now? Call 1300 986 166.