Funding solutions for every stage of development.
Takes 30 seconds. No obligation.
A specialist will contact you as soon as possible. Prefer to talk now? Call 1300 986 166.
Property Funding Co. helps developers, investors and owner builders secure construction finance for residential, commercial and mixed-use projects. We work with specialist lenders and private capital providers to structure facilities that support a project from acquisition through to completion, with funding drawn down in stages as the build progresses.
Construction finance is a specialised form of borrowing aimed at property developers, investors and owner builders. It helps borrowers fund building and development projects, with money released in stages as the work is completed.
Specialists in funding the build, not just the purchase.
Access to specialist lenders and private capital.
Flexible structures across the project lifecycle.
Drawdown facilities aligned to build stages.
A clear path from your first enquiry to funded.
Tell us the site, the scope, the costs, the timeline and your exit.
We match a development-finance lender, structure the funding in stages and present indicative terms to review.
Documents are prepared and the facility is set up, ready for the first drawdown.
Funds are released in stages as the build hits its agreed milestones.
The build reaches completion and the end value is realised.
Repay the facility from your sale or refinance, and the security is discharged.
Answers to the questions we're asked most often.
Projects of almost any size can be funded, from a single dwelling through to large multi-stage developments. Tell us the scope and we will match it to the right lender.
A broad range, including single residential builds, multi-residential developments, commercial construction and major renovations. If it is a genuine building or development project, it is worth a conversation.
It depends on two ratios: the loan-to-cost ratio (LCR), which measures the loan against the total cost to build, and the loan-to-value ratio (LVR), which measures it against the end value of the completed project. We structure the facility so both stack up for the lender.
Yes. First-time developers can absolutely apply, provided the project ratios stack up and there is a credible plan to complete and exit.
Funds are released progressively as the build hits agreed milestones. Each drawdown is typically confirmed by an inspection or a quantity surveyor sign-off before the next stage is funded.
We structure finance around the asset and the exit, not a rigid credit box.
Non-bank lenders and private capital providers, not one balance sheet and not one set of rules.
We structure funding around the asset and the exit, by people who understand property.
Built for borrowers who need certainty and speed when an opportunity will not wait.
Solutions shaped to your scenario, not forced through rigid bank criteria.
Share the deal and we'll come back with indicative terms, usually within 24 hours. Prefer to talk? Call us directly.
A specialist will contact you as soon as possible. Prefer to talk now? Call 1300 986 166.